Creating Biscoff Banana Pudding can be straightforward if you follow these steps:

1. Prepare the Pudding: In a large mixing bowl, whisk together the instant vanilla pudding mix and cold milk for about 2 minutes until it thickens. Set aside.
2. Blend the Cream Cheese: In another bowl, beat the softened cream cheese until smooth. Gradually mix in the powdered sugar until combined.
3. Combine Mixtures: Fold the prepared pudding into the cream cheese mixture until well blended and creamy.
4. Layer the Ingredients: In a large serving dish or individual cups, start with a layer of Biscoff cookies at the bottom.
5. Add Bananas: Place a layer of banana slices over the cookies.
6. Spread Pudding: Spoon a layer of the pudding mixture over the bananas, smoothing it evenly.
7. Repeat Layers: Continue layering with Biscoff cookies, banana slices, and pudding until you’ve used all ingredients, finishing with a pudding layer on top.
8. Chill: Cover the dish with plastic wrap and refrigerate for at least 2 hours to set.
9. Garnish: Just before serving, top with whipped topping or homemade whipped cream and crush a few Biscoff cookies to sprinkle on top for added crunch.

By following these steps, you will have successfully prepared this incredible dessert!